Next federal deadline  Jan 15  in 109 days

Your quarterly payment computed, not guessed Compare both IRS payment methods

The calculation is free. Paid plans add the PDF report, filled 1040-ES vouchers, and the Form 2210 package.

Built on the IRS's own rules

Form 1040-ESIRC §6654Form 2210Schedule AIPublication 505Form 8582Rev. Proc. 2025-32

One calculation covers the quarter. It gives you the payment, the proof, the deadlines, and the filing paper trail.

Compare the two IRS methods to get your minimum required payment.

2026 required annual payment

Q4 · single, self-employed · sample

Safe harborSelected

$20,492.00

100% of last year's tax

Annualized income

$22,871.85

90% of this year's projected tax, $25,413.17

Installments under the selected method

Q1 · Apr 15

$1,879.00

paid

Q2 · Jun 15

$2,791.00

paid

Q3 · Sep 15

$4,389.00

paid

Q4 · Jan 15

$11,433.00

due

Equal quarters of the safe harbor would be $5,123.00 each. Both methods are figured from Publication 505 on the same numbers.

Defensible at filing

Form 2210 and Schedule AI, filled from the same calculation.

Form 2210, sample page

Your state's safe harbor, included free

California

Three payments, 30 / 40 / 0 / 30 by quarter, on last year's state tax of $3,200.00.

Q1 Apr 15

$960.00

Q2 Jun 15

$1,280.00

Q3 Sep 15

none

Q4 Jan 15

$960.00

Reminders that carry your number

SE

Q4 estimate due Jan 15

Your payment is $11,433.00. Pay at IRS Direct Pay before the deadline.

7 days out

SE

Q3 estimate confirmed

You marked $4,389.00 paid on Sep 12. Your year is up to date.

Sep 12

SE

Q2 estimate confirmed

You marked $2,791.00 paid on Jun 12.

Jun 12

Know if you're on track today

2026 federal estimated tax

Year target $20,492 | Projected tax $25,413

On track. Pay $11,433 by Jan 15

After these payments, about $4,921 is left to pay when you file by Apr 15, 2027.

Q1 Apr 15
paid
annualized
Q2 Jun 15
paid
annualized
Q3 Sep 15
paid
annualized
Q4 Jan 15, 109d
pay $11,433
safe harbor

Ready for your accountant to check

From Jordan Meyer via EstimatedTax.com

Jordan shared their Q4 2026 quarterly tax estimates

Both methods, the recommended payment, and the figures behind them.

Recommended payment, due Jan 15$11,433.00
Safe harbor, this quarter$5,123.00
Paid so far this year$9,059.00

See every line the IRS sees. Nothing here is a black box.

You get the whole worksheet. Income, self-employment tax, the required annual payment, and each installment are shown line by line, so you or your accountant can check any figure against the source.

Rough numbers are fine to start. Sharpen any line later and the whole worksheet recomputes.

Start your worksheet

2026 estimate worksheet

Single · self-employed · sample

Self-employment income through Dec 31$110,000.00
Annualized, × 1 for the period$110,000.00
Self-employment tax$15,542.51
Federal income tax$9,870.66
Total estimated tax$25,413.17
Required annual payment, 90%$20,492.00
Q1 installment Paid ✓$1,879.00
Q2 installment Paid ✓$2,791.00
Q3 installment Paid ✓$4,389.00
Q4 installment Due Jan 15$11,433.00

Managing clients? A book of clients, one quarter at a time.

JM

Jordan Meyer

Sole proprietor

Q4 · due Jan 15

$11,433.00

Safe harbor, the lower method this quarter

PN

Priya Natarajan

Consultant

Q4 · due Jan 15

$5,718.00

Annualized, $1,736.00 under safe harbor so far

SO

Sam Okafor

Contractor

Q4 · due Jan 15

$5,123.00

Safe harbor, the lower method this quarter

LF

Lena Fischer

Designer

Q4 · due Jan 15

$5,950.00

Annualized, $7,584.00 under safe harbor so far

MR

Marcus Reed

Real estate agent

Q4 · due Jan 15

$9,259.00

Annualized, $3,108.00 under safe harbor so far

AD

Ana Delgado

Photographer

Q4 · due Jan 15

$374.00

Annualized, $9,659.00 under safe harbor so far

4 of 6 clients pay less under the annualized method this quarter. Each one gets the Schedule AI package that proves it. Sample clients.

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Want the rules behind the numbers? Read the guides

100% of last year's tax, $18,000, in four equal payments

$4,500 per quarter

Single filer, no withholding. Full calculator

Get your quarterly payment. The next deadline is Jan 15. The check is free.

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